Responsible for working on behalf of the mortgage lender and borrowing individual by assembling and verifying all closing documents required by title insurance company and initializing loans.
• Work with various lenders to find the best deal for a home buyer.
• Originate loans to sell to lending institutions.
• Act as an intermediary between a lender and a borrower who needs a mortgage loan.
• Evaluate pay stubs, credit history, tax information and bank statements for financial status.
• Work to ensure compliance with banking and or finance laws in the jurisdiction of the consumer.
• Sell loans in the name of other organizations and businesses.
• Verify the income of the borrower as well as gather their credit information.
• Follow through with lender and client during approval process.
• Explain the legal aspects of the loan to the borrower as well as the payment terms and clauses to them.
• Define repayment terms to consumer and educate them on default consequences
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